Upstart Holdings Inc (UPST) valuation
Upstart P/E ratio history
Upstart trades at 44.3 times its earnings over the last twelve months and 7.9 times the earnings analysts expect over the next twelve.
n/m: not meaningful (a loss, or earnings close to zero). The daily P/E line is a chart indicator in the app.
Upstart valuation against its peers
| Company | Market value | P/E | Forward P/E |
|---|---|---|---|
| UpstartUPST | $2.20B | 44.3 | 7.9 |
| LemonadeLMND | $3.30B | — | — |
| SoFi TechnologiesSOFI | $21.5B | 34.2 | 20.4 |
| BlockXYZ | $45.4B | 136.1 | 16.5 |
| PayPal HoldingsPYPL | $48.8B | 10.9 | 9.8 |
| Robinhood MarketsHOOD | $76.4B | 39.4 | 27.0 |
| Peer median | 36.8 | 18.5 |
Reading these multiples
The P/E divides the share price by earnings per share over the last twelve months; the forward P/E divides it by the earnings analysts expect over the next twelve. Price to sales compares the company's market value with its revenue over the last twelve months. A multiple reads differently from one industry to the next, so the peer group above is the fairer comparison.
See also: UPST returns
No forecast, no recommendation. This page describes Upstart Holdings Inc from published data; it is not advice to buy, sell or hold any security.
Figures as of the close on Oct 30, 2026 unless a row says otherwise. Prices are split adjusted; returns include dividends reinvested. Data may be delayed. See the disclaimer and how TrendArc works.