Upstart Holdings Inc (UPST) returns
Upstart returns over 5 years
$1,000 invested in Upstart five years ago was worth $71.48 at the close on October 30, 2026, with dividends reinvested: an average return of -41.0% a year. The same $1,000 in the S&P 500 (SPY) became $1,760.
Total return by period
| Period | Total return | A year, on average | $1,000 became | S&P 500 (SPY) |
|---|---|---|---|---|
| 1 month | +0.1% | — | $1,001 | -0.9% |
| 3 months | -14.9% | — | $851.33 | +2.1% |
| Year to date | -47.4% | — | $526.41 | +11.7% |
| 1 year | -48.8% | — | $512.01 | +12.4% |
| 3 years | -1.3% | -0.4% | $987.14 | +88.5% |
| 5 years | -92.9% | -41.0% | $71.48 | +76.0% |
Upstart return by calendar year
| Year | UPST | S&P 500 (SPY) | Difference |
|---|---|---|---|
| 2026 to date | -47.4% | +11.7% | -59.0% |
| 2025 | -29.0% | +17.7% | -46.7% |
| 2024 | +50.7% | +24.9% | +25.8% |
| 2023 | +209.1% | +26.2% | +182.9% |
| 2022 | -91.3% | -18.2% | -73.1% |
| 2021 | +271.3% | +28.7% | +242.5% |
Past returns do not predict future returns. Returns are computed from our daily closes, adjusted for splits and with dividends reinvested on their ex-dates; taxes and trading costs are left out.
See also: UPST valuation
No forecast, no recommendation. This page describes Upstart Holdings Inc from published data; it is not advice to buy, sell or hold any security.
Figures as of the close on Oct 30, 2026 unless a row says otherwise. Prices are split adjusted; returns include dividends reinvested. Data may be delayed. See the disclaimer and how TrendArc works.