SoFi Technologies (SOFI) returns
SoFi Technologies returns over 5 years
$1,000 invested in SoFi Technologies five years ago was worth $834.25 at the close on October 30, 2026, with dividends reinvested: an average return of -3.6% a year. The same $1,000 in the S&P 500 (SPY) became $1,760.
Total return by period
| Period | Total return | A year, on average | $1,000 became | S&P 500 (SPY) |
|---|---|---|---|---|
| 1 month | +6.6% | — | $1,066 | -0.9% |
| 3 months | +1.8% | — | $1,018 | +2.1% |
| Year to date | -36.0% | — | $640.18 | +11.7% |
| 1 year | -42.3% | — | $577.33 | +12.4% |
| 3 years | +141.5% | +34.2% | $2,415 | +88.5% |
| 5 years | -16.6% | -3.6% | $834.25 | +76.0% |
SoFi Technologies return by calendar year
| Year | SOFI | S&P 500 (SPY) | Difference |
|---|---|---|---|
| 2026 to date | -36.0% | +11.7% | -47.7% |
| 2025 | +70.0% | +17.7% | +52.3% |
| 2024 | +54.8% | +24.9% | +29.9% |
| 2023 | +115.8% | +26.2% | +89.6% |
| 2022 | -70.8% | -18.2% | -52.7% |
| 2021 | +27.1% | +28.7% | -1.7% |
Past returns do not predict future returns. Returns are computed from our daily closes, adjusted for splits and with dividends reinvested on their ex-dates; taxes and trading costs are left out.
See also: SOFI valuation
No forecast, no recommendation. This page describes SoFi Technologies from published data; it is not advice to buy, sell or hold any security.
Figures as of the close on Oct 30, 2026 unless a row says otherwise. Prices are split adjusted; returns include dividends reinvested. Data may be delayed. See the disclaimer and how TrendArc works.