Community Financial System Inc (CBU) returns
Community Financial System returns over 10 years
$1,000 invested in Community Financial System ten years ago was worth $1,784 at the close on October 30, 2026, with dividends reinvested: an average return of 6.0% a year. The same $1,000 in the S&P 500 (SPY) became $4,166.
Total return by period
| Period | Total return | A year, on average | $1,000 became | S&P 500 (SPY) |
|---|---|---|---|---|
| 1 month | +4.8% | — | $1,048 | -0.9% |
| 3 months | -3.4% | — | $965.85 | +2.1% |
| Year to date | +11.1% | — | $1,111 | +11.7% |
| 1 year | +14.7% | — | $1,147 | +12.4% |
| 3 years | +75.4% | +20.6% | $1,754 | +88.5% |
| 5 years | +2.0% | +0.4% | $1,020 | +76.0% |
| 10 years | +78.4% | +6.0% | $1,784 | +316.6% |
Community Financial System return by calendar year
| Year | CBU | S&P 500 (SPY) | Difference |
|---|---|---|---|
| 2026 to date | +11.1% | +11.7% | -0.6% |
| 2025 | -3.8% | +17.7% | -21.6% |
| 2024 | +22.6% | +24.9% | -2.2% |
| 2023 | -14.2% | +26.2% | -40.4% |
| 2022 | -13.2% | -18.2% | +5.0% |
| 2021 | +22.3% | +28.7% | -6.5% |
| 2020 | -9.7% | +18.4% | -28.0% |
| 2019 | +24.7% | +31.2% | -6.6% |
| 2018 | +11.1% | -4.6% | +15.6% |
| 2017 | -10.9% | +21.7% | -32.6% |
| 2016 | +59.0% | +12.0% | +47.0% |
Past returns do not predict future returns. Returns are computed from our daily closes, adjusted for splits and with dividends reinvested on their ex-dates; taxes and trading costs are left out.
See also: CBU valuation
No forecast, no recommendation. This page describes Community Financial System Inc from published data; it is not advice to buy, sell or hold any security.
Figures as of the close on Oct 30, 2026 unless a row says otherwise. Prices are split adjusted; returns include dividends reinvested. Data may be delayed. See the disclaimer and how TrendArc works.