Bread Financial Holdings Inc (BFH) returns
Bread Financial returns over 10 years
$1,000 invested in Bread Financial ten years ago was worth $741.70 at the close on October 30, 2026, with dividends reinvested: an average return of -2.9% a year. The same $1,000 in the S&P 500 (SPY) became $4,166.
Total return by period
| Period | Total return | A year, on average | $1,000 became | S&P 500 (SPY) |
|---|---|---|---|---|
| 1 month | +5.8% | — | $1,058 | -0.9% |
| 3 months | -6.3% | — | $936.88 | +2.1% |
| Year to date | +40.8% | — | $1,408 | +11.7% |
| 1 year | +69.0% | — | $1,690 | +12.4% |
| 3 years | +300.2% | +58.8% | $4,002 | +88.5% |
| 5 years | +65.8% | +10.6% | $1,658 | +76.0% |
| 10 years | -25.8% | -2.9% | $741.70 | +316.6% |
Bread Financial return by calendar year
| Year | BFH | S&P 500 (SPY) | Difference |
|---|---|---|---|
| 2026 to date | +40.8% | +11.7% | +29.1% |
| 2025 | +23.0% | +17.7% | +5.3% |
| 2024 | +88.9% | +24.9% | +64.0% |
| 2023 | -10.2% | +26.2% | -36.4% |
| 2022 | -42.4% | -18.2% | -24.3% |
| 2021 | +13.6% | +28.7% | -15.1% |
| 2020 | -32.7% | +18.4% | -51.0% |
| 2019 | -23.8% | +31.2% | -55.0% |
| 2018 | -40.2% | -4.6% | -35.6% |
| 2017 | +11.9% | +21.7% | -9.8% |
| 2016 | -17.2% | +12.0% | -29.2% |
Past returns do not predict future returns. Returns are computed from our daily closes, adjusted for splits and with dividends reinvested on their ex-dates; taxes and trading costs are left out.
See also: BFH valuation
No forecast, no recommendation. This page describes Bread Financial Holdings Inc from published data; it is not advice to buy, sell or hold any security.
Figures as of the close on Oct 30, 2026 unless a row says otherwise. Prices are split adjusted; returns include dividends reinvested. Data may be delayed. See the disclaimer and how TrendArc works.